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Opening Doors, Not Building Walls

I like to open doors… not build walls. If you’re self-employed, you may have already experienced “the wall”.  There are new mortgage rules that have made it more difficult to qualify for a mortgage at the major banks. I can help; with professional advice that includes the following five important tips, there is a way around that mortgage wall: 

  1. Use tax returns, notices of assessment and financial statements to demonstrate your earnings.
  2. Document your assets, liabilities, and expenses. Your lender wants to understand your business.   A professional on-line presence helps.
  3. Have a good credit rating.
  4. The bigger the down payment, the better!
  5. You’re a pro. So usea pro. After all, this is my business, and I take it seriously. Self-employed borrowers are actually one of my specialties: I have access to lenders that specialize in self-employed mortgages, and can anticipate the challenges you might face.

No walls in the way here; in fact, I’ll hold the door open for you!

We Are Your Mortgage Broker Victoria!