Victoria Mortgage Broker - Andrew Libera
Licensed Realtor, eXp Realty
Andrew has a diverse 20 year background in technology, marketing and finance, and is a graduate of the University of British Columbia Sauder Business School Mortgage Broker program, as well as a licensed professional REALTOR® working out of the Victoria Real Estate Board. Andrew is proud to be a Victoria Mortgage Broker and to be able to help so many clients in various life stages and financial situations.
Having built several companies designed to support Canadian small business he is now focused on providing exceptional personalized service and detailed mortgage education for his clients.
Andrew is fortunate to work with some of the region’s top builders. as well as talented wealth management and retirement planning professionals. He can be available for a confidential informal consultation or to speak to your group regarding the current state of the mortgage market for small business owners and investors. With access to a range of bank, finance company and specialized lenders the goal is to find the ideal solution for clients, considering the rate, flexibility and long term goals.
Call me and lets talk about your unique situation and your specific property goals.
Why Work With A Mortgage Broker?
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs.
Mortgage Broker expertise is critical for locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
How do Mortgage Brokers Find Superior Rates?
Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.
These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.
Proud Member of the Mortgage Brokers Association of British Columbia